Design & development by Elite Designs — our sister studio
Sacco Software in Kenya
Powered by ChamaBox — Kenya's all-in-one chama and SACCO management platform, built by our sister studio Elite Designs and already trusted by 300+ chamas with a 4.9/5 rating. It replaces spreadsheets and group-chat chaos with digital member profiles, automated M-Pesa contribution tracking, loan management and bank-grade security — set up in under 10 minutes.
Most Kenyan chamas and SACCOs still run on a mix of Excel, WhatsApp groups and a treasurer's memory — a system that works until a member disputes a contribution, a loan repayment gets missed, or the treasurer changes and nobody can find last year's records. ChamaBox digitises the whole cycle: contributions reconcile automatically against M-Pesa and bank statements, loan applications and repayments are tracked with a full audit trail, and every member can log in and see their own standing instead of asking the treasurer.
Member & Contribution Tracking
Digital member profiles with role-based access, plus automated M-Pesa/bank reminders and real-time reconciliation.
Loan Management
Application submission, interest rate setting and repayment tracking, all in one place.
Meetings, Voting & Reports
Digital agendas, binding votes, and professional financial statements on demand.
Bank-Grade Security
Encryption, audit logs and two-factor authentication protect member funds and records.
Mobile Access
Fully responsive — members can check their standing and vote from a smartphone.
Setup in Minutes
Get your chama or SACCO digitised in under 10 minutes, no IT team required.
How It Works
Sign Up
Create your chama or SACCO account and pick the plan that fits your member count.
Add Members
Invite members, who get their own login to track contributions and loans.
Connect M-Pesa
Link M-Pesa/bank details so contributions reconcile automatically.
Run Your Group
Track loans, hold digital votes and generate reports — all in one place.
Packages
Built and delivered by Elite Designs. Full package details and add-ons are on their pricing page.
Up to 20 members. Everything a small chama needs to go digital.
Up to 60 members. For growing chamas and SACCOs.
Unlimited members, for multi-group federations.
Real projects, real results
A few live examples from Elite Designs' portfolio — our sister studio that designs and builds websites hosted right here on Elitehost Cloud.
ChamaBox
4.9/5 rating · 300+ chamas onboarded · setup in under 10 minutes.
View project →